NMI Holdings, Inc.
US ˙ NasdaqGM ˙ US6292093050

SecurityNMIH / NMI Holdings, Inc.
InsiderMichael J Embler
This page shows the track record and history of EMBLER MICHAEL J insider trades in NMI Holdings, Inc.. The SEC defines Insiders as officers, directors, or significant investors (greater than 10% ownership) in a company. It is illegal for insiders to make trades in their companies based on material, non-public information ("MNPI"). This does not mean it is illegal for them to make any trades in their own companies. However, they must report all trades to the SEC via a Form 4.
Insider Purchases - Short Term Profit Analysis

In this section, we analyze the profitability of every unplanned, open-market insider purchase made by Michael J Embler in NMIH / NMI Holdings, Inc.. This analysis helps to understand if the insider consistently generates abnormal returns, and is worth following. This analysis is for one-year following each trade, and the results are theoretical.

The following table shows the most recent open market purchases that were not part of an automatic trading plan.

Trade Date Reported
Shares		 Reported
Price		 Adjusted
Shares		 Adjusted
Price		 Cost Basis Days to
Max		 Price at
Max		 Max
Profit ($)		 Max Return (%)
2016-02-24 10,000 4.9000 10,000 4.9000 49,000 357 11.5500 66,500 135.71
2015-11-12 10,000 7.5090 10,000 7.5090 75,090

Adjusted Price is the split-adjusted price. Adjusted Shares is the split-adjusted shares.

NMIH / NMI Holdings, Inc. Insider Trades
Insider Sales - Short Term Loss Analysis

In this section, we analyze the short-term loss avoidance of every unplanned, open-market insider sale made by Michael J Embler in NMIH / NMI Holdings, Inc.. A consistent pattern of loss avoidance may suggest that future sale transactions may predict declines in price. This analysis is for one-year following each trade, and the results are theoretical.

The following table shows the most recent open market purchases that were not part of an automatic trading plan.

Trade Date Reported
Shares		 Reported
Price		 Adjusted
Shares		 Adjusted
Price		 Cost Basis Days to
Min		 Price at
Min		 Max Loss
Avoided ($)		 Max Loss
Avoided (%)
2025-11-19 20,000 36.9000 20,000 36.9000 738,000 196 35.4200 -29,600 -4.01
2024-07-31 26,008 39.3500 26,008 39.3500 1,023,415
2020-11-19 32,813 22.2542 32,813 22.2542 730,227
2019-11-19 10,000 33.3803 10,000 33.3803 333,803
2019-05-03 5,000 27.7613 5,000 27.7613 138,806
2018-08-07 15,000 21.7724 15,000 21.7724 326,586

Adjusted Price is the split-adjusted price. Adjusted Shares is the split-adjusted shares.

NMIH / NMI Holdings, Inc. Insider Trades
Insider Transaction History
File
Date		 Trade
Date		 Form Insider Ticker Security Title Code 10b5-1 Direct Exercise
Price		 Unit
Price		 Units
Changed		 Value
Changed (1K)		 Remaining
Options		 Remaining
Shares
2026-05-18 2026-05-14 4 EMBLER MICHAEL J NMIH Restricted Stock Unit (right to receive) A - Award D 4,512 50,558
2025-11-24 2025-11-19 4 EMBLER MICHAEL J NMIH Common Shares, $0.01 par value per share S - Sale D 36.9000 -20,000 -738 46,046
2025-05-09 2025-05-08 4 EMBLER MICHAEL J NMIH Restricted Stock Unit (right to receive) A - Award D 4,439 66,046
2024-08-02 2024-07-31 4 EMBLER MICHAEL J NMIH Common Shares, $0.01 par value per share S - Sale D 39.3500 -26,008 -1,023 61,607
2024-08-02 2024-07-31 4 EMBLER MICHAEL J NMIH Common Shares, $0.01 par value per share G - Gift D -9,031 87,615
2024-05-13 2024-05-09 4 EMBLER MICHAEL J NMIH Restricted Stock Unit (right to receive) A - Award D 4,166 96,646
2023-05-15 2023-05-11 4 EMBLER MICHAEL J NMIH Restricted Stock Unit (right to receive) A - Award D 5,847 92,480
2022-05-18 2022-05-12 4/A EMBLER MICHAEL J NMIH Restricted Stock Unit (right to receive) A - Award D 6,940 86,633
2022-05-16 2022-05-12 4 EMBLER MICHAEL J NMIH Restricted Stock Unit (right to receive) A - Award D 6,940 86,633
2021-05-14 2021-05-13 4 EMBLER MICHAEL J NMIH Restricted Stock Unit (right to receive) A - Award D 5,130 79,693
2020-11-20 2020-11-19 4 EMBLER MICHAEL J NMIH Stock Option (right to buy) M - Exercise D 10.00 -37,813 0
2020-11-20 2020-11-19 4 EMBLER MICHAEL J NMIH Class A Common Shares, $0.01 par value per share S - Sale D 22.2542 -32,813 -730 74,563
2020-11-20 2020-11-19 4 EMBLER MICHAEL J NMIH Class A Common Shares, $0.01 par value per share M - Exercise D 10.0000 37,813 378 107,376
2020-05-18 2020-05-14 4 EMBLER MICHAEL J NMIH Restricted Stock Unit (right to receive) A - Award D 9,015 69,563
2019-11-20 2019-11-19 4 EMBLER MICHAEL J NMIH Class A Common Shares, $0.01 par value per share S - Sale D 33.3803 -10,000 -334 60,548
2019-05-13 2019-05-09 4 EMBLER MICHAEL J NMIH Restricted Stock Unit (right to receive) A - Award D 4,354 70,548
2019-05-06 2019-05-03 4 EMBLER MICHAEL J NMIH Class A Common Shares, $0.01 par value per share S - Sale D 27.7613 -5,000 -139 66,194
2018-08-08 2018-08-07 4 EMBLER MICHAEL J NMIH Class A Common Shares, $0.01 par value per share S - Sale D 21.7724 -15,000 -327 71,194
2018-05-14 2018-05-10 4 EMBLER MICHAEL J NMIH Restricted Stock Unit (right to receive) A - Award D 4,923 86,194
2017-05-15 2017-05-11 4 EMBLER MICHAEL J NMIH Restricted Stock Unit (right to receive) A - Award D 7,239 81,271
2016-05-16 2016-05-12 4 EMBLER MICHAEL J NMIH Class A Common Shares, $0.01 par value per share A - Award D 8,169 74,032
2016-02-25 2016-02-24 4 EMBLER MICHAEL J NMIH Class A Common Shares, $0.01 par value per share P - Purchase D 4.9000 10,000 49 65,863
2015-11-13 2015-11-12 4 EMBLER MICHAEL J NMIH Class A Common Shares, $0.01 par value per share P - Purchase D 7.5090 10,000 75 55,863
2015-11-10 2015-11-08 4 EMBLER MICHAEL J NMIH Restricted Stock Unit (right to receive) M - Exercise D 0.00 -15,470 0
2015-11-10 2015-11-08 4 EMBLER MICHAEL J NMIH Class A Common Shares, $0.01 par value per share M - Exercise D 15,470 45,863
2015-05-18 2015-05-14 4 EMBLER MICHAEL J NMIH Class A Common Shares, $0.01 par value per share A - Award D 6,031 30,393
2015-05-12 2015-05-08 4 EMBLER MICHAEL J NMIH Restricted Stock Unit (right to receive) M - Exercise D -4,940 0
2015-05-12 2015-05-08 4 EMBLER MICHAEL J NMIH Class A Common Shares, $0.01 par value per share M - Exercise D 4,940 24,362
2014-11-12 2014-11-08 4 EMBLER MICHAEL J NMIH Restricted Stock Unit (right to receive) M - Exercise D 0.00 -15,470 15,470
2014-11-12 2014-11-08 4 EMBLER MICHAEL J NMIH Class A Common Shares, $0.01 par value per share M - Exercise D 15,470 19,422
2014-05-23 2014-05-22 4 EMBLER MICHAEL J NMIH Restricted Stock Unit (right to receive) M - Exercise D 0.00 -3,952 0
2014-05-23 2014-05-22 4 EMBLER MICHAEL J NMIH Class A Common Shares, $0.01 par value per share M - Exercise D 3,952 3,952
2014-05-12 2014-05-08 4 EMBLER MICHAEL J NMIH Restricted Stock Unit (right to receive) A - Award D 4,940 4,940
P
Pasar terbuka atau pembelian swasta atas sekuritas non-derivatif atau derivatif
S
Pasar terbuka atau penjualan pribadi atas sekuritas non-derivatif atau derivatif
A
Hibah, penghargaan, atau perolehan sekuritas lainnya dari perusahaan (seperti opsi)
C
Konversi derivatif
D
Penjualan atau pengalihan surat berharga kembali kepada perusahaan
F
Pembayaran harga pelaksanaan atau kewajiban perpajakan dengan menggunakan sebagian surat berharga yang diterima dari perusahaan
G
Pemberian surat berharga oleh atau kepada insider
K
Swap ekuitas dan transaksi lindung nilai serupa
M
Penggunaan atau konversi sekuritas derivatif yang diterima dari perusahaan (seperti opsi)
V
Suatu transaksi dilaporkan secara sukarela pada Formulir 4
J
Lainnya (disertai catatan kaki yang menjelaskan transaksi)